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Dischargeable & Non-Dischargeable Debts:
Chapter 7 Bankruptcy

Debts usually discharged in Chapter 7 bankruptcy cases
in Akron and Cleveland, Ohio:

  • credit card debt, including fees and interest
  • collection agency accounts
  • medical bills
  • personal loans
  • utility bills (past due amounts only)
  • bounced and dishonored checks (unless fraudulent)
  • repossession deficiency balances  
  • auto accident claims (except those involving OVI and DUI)
  • business debts
  • past due rent
  • civil court judgments (unless fraudulent)
  • tax penalties and unpaid taxes past a certain number of years
  • attorney fees (except in child support and alimony cases)
  • social security overpayments
  • veterans assistance loans and overpayments.


    • Debts usually NOT discharged in Chapter 7 bankruptcy cases
    in Akron and Cleveland, Ohio:

  • certain taxes
  • alimony or child support
  • debt owed to government for fines and penalties
  • debts for injury caused by the debtor’s operation of a motor vehicle while under the influence of drugs or alcohol
  • attorney fees in child custody and child support cases
  • some court fines and penalties
  • student loans


    • Read more about Akron and Cleveland Chapter 7 Bankruptcy

    Contact us and tell us your financial situation, bankruptcy can probably help you.

    We stop debt collectors from calling you. Let us know if they're harrassing and we'll handle it.

    Paolucci Bankruptcy Law:
    AKRON | CLEVELAND